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Guides for Ontario drivers

Plain-English guides and articles to help you understand your ticket, your options and what's at stake.

Guide

What to do after you get a ticket

The first days after a ticket matter. Here's what we tell every driver.

Don't pay it yet

Paying is a guilty plea and a conviction on your record.

Read every detail

Check your name, vehicle, the alleged speed and limit, date, time, location, court and deadline.

Note the deadline

Most tickets give you 15 days to respond. Missing it can mean a conviction without a hearing.

Write down what happened

Road and weather conditions, traffic, signage and what the officer said. Memories fade fast.

Get advice

Send us a photo of your ticket for a free review before you choose an option.

Guide

Your three options

For most Part I tickets (like minor speeding or a stop sign), the back of the ticket gives you three choices.

Option 1

Pay the fine

The fastest route, but it's a guilty plea. The conviction, any demerit points and the insurance impact all follow.

Option 2

Early resolution

Meet with the prosecutor to discuss the charge. This can lead to a reduced charge or an agreed outcome without a trial.

Option 3

Request a trial

Challenge the charge in court. The prosecution must prove it beyond a reasonable doubt, and you get disclosure of the evidence.

Chart

Ontario demerit points

Fully licensed drivers start at zero; points are added on conviction. At 15 points, your licence is suspended.

OffencePoints
Failing to remain at the scene of a collision7
Careless driving6
Stunt driving or racing6
Speeding 50 km/h or more over the limit6
Failing to stop for a school bus6
Speeding 30 to 49 km/h over the limit4
Following too closely4
Speeding 16 to 29 km/h over the limit3
Failing to stop at a red light or stop sign3
Distracted driving (handheld device)3
Failing to yield the right-of-way3
Improper turn or failing to signal2
Driver not wearing a seatbelt2
Speeding up to 15 km/h over the limit0

Novice (G1, G2, M1, M2) drivers face lower thresholds and stricter penalties. Points stay on your record for two years from the offence date. General information only; ask us about your situation. See the full demerit point schedule.

Don't pay that ticket yet.

Send us a photo of your ticket for a free, no-obligation review and a flat-fee quote.

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